Terms & Conditions
Terms & Conditions
Welcome to insurance.wimedia.biz.id (the “Site”). These Terms & Conditions (“Terms”) govern your use of the Site and its insurance-related services. By accessing or using the Site, you agree to comply with these Terms. If you do not agree, please discontinue use immediately.
1. Acceptance of Terms
By registering an account, requesting a quote, or purchasing an insurance product through the Site, you confirm that you have read, understood, and accepted these Terms, our Privacy Policy, and our Disclaimer.
2. Eligibility
You must be at least 18 years old and legally capable of entering into binding agreements under Indonesian law to use the Site or purchase insurance products. You represent that all information provided is accurate, complete, and up to date.
3. Account Registration & Security
Account registration requires a valid email address. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account. Notify us immediately at support@insurance.wimedia.biz.id if you suspect unauthorized access.
4. Insurance Products & Quotes
Quotes provided on the Site are estimates only and not binding offers of insurance. Final coverage, premiums, and terms are subject to underwriting approval. Policy documents issued by our partner insurers supersede any information displayed online.
5. Payments & Refunds
Payments are processed securely via approved gateways. Refund eligibility depends on the specific insurance product, insurer policy, and applicable Indonesian insurance regulations. Refer to your policy certificate and the insurer’s terms for details.
6. Intellectual Property
All content on the Site—including text, logos, graphics, and software—is owned by or licensed to WiMedia Insurance Solutions and protected by copyright and trademark laws. Unauthorized use is strictly prohibited.
7. Limitation of Liability
To the fullest extent permitted by law, insurance.wimedia.biz.id and its partners disclaim all liability for indirect, incidental, or consequential damages arising from your use of the Site or reliance on its information. We do not guarantee uninterrupted, error-free, or secure operation of the Site.
8. Governing Law & Dispute Resolution
These Terms are governed by the laws of the Republic of Indonesia. Any disputes shall be resolved exclusively in the competent courts of Jakarta, Indonesia, unless otherwise agreed in writing.
9. Changes to Terms
We reserve the right to update these Terms at any time. Revised Terms will be posted on this page with the updated date. Continued use after changes constitutes acceptance. Last updated: March 15, 2025.
10. Contact & Support
For questions about these Terms, please contact our support team at support@insurance.wimedia.biz.id or visit our Contact Us page. Additional information about our organization is available on our About Us page.
By using insurance.wimedia.biz.id, you acknowledge that you have read and agreed to these Terms & Conditions, our Privacy Policy, and our Disclaimer.